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Motor Insurance

Special offer for Small Business First members

Log in to access this offer

Motor Insurance

Benefits of taking out Allianz Comprehensive Motor Insurance through Small Business First

  • Choose your own repairer
  • 24/7 claims lodgement service
  • Rental car for up to 30 days if your car is stolen ($100 per day limit)
  • A discount on your policy when you exclude drivers under 25 years of age1
  • Safe driver discount for eligible drivers1,4 in addition to the No Claim Bonus1,2.

Small Business First can refer you to Allianz for Comprehensive Motor Insurance. Allianz offers a great range of features as well as optional benefits so you can tailor your cover to suit your needs.

Plus, when you buy a new comprehensive Motor Insurance policy through Small Business First, you’ll also receive Roadside Assistance3 for the first 12 months Australia-wide, 24 hours a day, 7 days a week.

Compare car insurance cover types

Comprehensive Insurance
Third Party Fire & Theft
Third Party Property Damage
The highest level of cover we offer for your vehicle which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.
Provides cover for accidental loss of or damage to your vehicle caused by fire or theft. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.
Covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Comprehensive Insurance / Third Party Property Damage / Third Party Fire & Theft– Comparison Table:

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Motor Insurance Product Disclosure Statement.

 
Comprehensive Insurance
Third Party Fire & Theft
Third Party Property Damage

Key benefits

 
 
Cover for accidental loss of or damage to your vehicle caused by fire or theft
Cover for accidental loss of or damage to your vehicle (caused by events other than fire or theft)
New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss
Cover for your legal liability – up to $20 million for any one event or series of related events
Legal costs
Accidental death benefit - $25,000 per period of insurance
Emergency repairs – up to $500 in respect of any one incident
Rental car after theft ($100 per day limit, up to 30 days)
Reasonable cost of towing


(after a covered incident)


(after fire or theft of your vehicle)
Temporary cover on replacement vehicle – 14 days
More benefits Hide
Trailer and caravan cover - $1,000 or market value whichever is the lesser
Legal liability cover when using a substitute vehicle
Cover for personal items – up to $1,000 for any one incident
Emergency accommodation and travelling expenses – up to $1,000 for any one incident
Transportation costs – up to $500 for any one incident
Lock re-keying / re-coding – up to $1,000 for any one incident
Child seat / baby capsule cover – up to $500 for any one incident
Optional benefits you can add Hide
Protected No Claim Bonus - 1st claim per period of insurance
Rental car following accident - $100 per day limit, up to 30 days
Removal of basic excess for windscreen claims - 1 replacement and 2 repairs in any period of insurance
Cover for tools of trade (Up to $1,500 for any one incident)
Optional excesses you can select to decrease your premium1 Hide
Restricted driver excess - $2,500 any one claim
Unnamed driver excess - $2,500 any one claim

Disclaimer

Small Business First Pty Ltd ABN 15 604 335 104 AR Number 1235256 refers you to the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz) as the insurer’s agent. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Motor Insurance Product Disclosure Statement. If you purchase this insurance, we will receive a commission that is a percentage of the premium. After an agreed premium threshold is met, we will also receive a marketing allowance from Allianz for promoting its products. This is calculated as a percentage of the premium on Home, Landlord, Motor, Caravan and Trailer and Commercial insurance policies referred by us to Allianz in the previous 12 month period. We will also receive a percentage of the profit which exceeds the profit threshold on Home (excluding flood), Landlord (excluding flood), Motor and Caravan and Trailer policies referred by us to Allianz (or renewed with Allianz) in each calendar year, provided that the relevant premium threshold is met. Ask us for more details before we provide you with services.

1 Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Discounts may not be applied to the premium for optional covers.

2 Maximum discount percentage varies from State to State.

3 Offer valid for new Allianz comprehensive motor insurance policies purchased through Small Business First. 12 months standard roadside assistance membership is provided by AWP Australia Pty Ltd ABN 52 097 227 177, trading as Allianz Global Assistance. Terms, conditions, exclusions and limitations apply to the offer and the 12 month standard roadside assistance membership, which are available at allianz.com.au/roadside.

4 Safe Driver Discount applies to new Motor Insurance policies with comprehensive cover only. To be eligible for a Safe Driver Discount, the ratable driver must be aged 30 years or over, the insured (owner) must have held a maximum no claim bonus for the last five consecutive years and all nominated drivers must have had no at fault claims for the last five years.

Comprehensive insurance table

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Motor Insurance Product Disclosure Statement.

Key benefits Expand
Cover for accidental loss of or damage to your vehicle
New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss
Cover for your legal liability - up to $20 million for any one event or series of related events
Accidental death benefit ($25,000 in any one period of insurance)
Legal costs
Emergency repairs (up to $500 in respect of any one incident)
Rental car after theft ($100 per day limit, up to 30 days)
Temporary cover on replacement vehicle (14 days)
Reasonable costs of towing after a covered accident
More benefits Expand
Trailer and caravan cover ($1,000 or market value whichever is the lesser)
Cover for personal items (Up to $1,000 for any one incident)
Emergency accommodation and travelling expenses (Up to $1,000 for any one incident)
Transportation costs (Up to $500 for any one incident)
Legal liability cover when using a substitute vehicle
Lock re-keying / re-coding (Up to $1,000 for any one incident)
Child seat / baby capsule cover (Up to $500 for any one incident)
Optional benefits you can add Expand
Protected No Claim Bonus (1st claim per period of insurance)
Rental car following accident ($100 per day limit, up to 30 days)
Removal of basic excess for windscreen claims (1 replacement and 2 repairs in any period of insurance)
Cover for tools of trade (Up to $1,500 for any one incident)
Optional excesses you can select to decrease your premium1 Expand
Restricted driver excess ($2,500 any one claim)
Unnamed driver excess ($2,500 any one claim)

Third party insurance comparison table

Third Party Fire & Theft

Cover for accidental loss of or damage to your vehicle caused by fire or theft up to $5,000 for any one incident. It also covers your legal liability for loss of or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Third Party Property Damage

Covers you for your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

The table below is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Motor Insurance Product Disclosure Statement.

 
Third Party Fire & Theft
Third Party Property Damage

Key benefits

 
 
Cover for accidental loss of or damage to your vehicle caused by fire or theft
Cover for your legal liability– up to $20 million for any one event or series of related events
Legal costs
Rental car after theft ($100 per day limit, up to 30 days)
Reasonable costs of towing after fire or theft of your vehicle
Legal liability cover when using a substitute vehicle

How to claim

Lodge a car insurance claim online, any time

You can lodge a claim online 24 hours a day, 7 days a week. You’ll receive an immediate confirmation number for your reference and a friendly claims consultant will contact you as soon as possible.

Or, do it over the phone 24/7

Alternatively, you can call any time on 1300 555 013 and a consultant will take you through the claims process.

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