Check out our exclusive discounts and benefits tailored for small businesses

Landlord Insurance

Special offer via Small Business First

Landlord Insurance

You’ve worked hard to establish your investment property and the income it provides. That’s why it is important to protect your investment property. Small Business First can refer you to Allianz for landlord insurance.

Why choose landlord insurance through Small Business First:

  • Up to 30% No Claim Bonus1,3
  • Optional additional cover for Rent Default and Theft by Tenant
  • Option to pay by the month at no extra cost4

We’ve partnered with Allianz to offer a special discount of up to 7.5% on home insurance when you apply online. Offer expires 31st March 2018.


What you’ll get with landlord insurance through Small Business First:

  • Save up to 10% when you buy online1,2
  • Cover against malicious damage by your tenants
  • Choose an excess level to suit your budget1
  • Get Legal liability protection of up to $10 million

What’s covered?

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Landlord Insurance Product Disclosure Statements (PDS).

  Buildings Content
  Get quote Get quote
Accidental breakage (of Glass)



Fire or smoke

Impact damage

Lightning or thunderbolt

Malicious Acts

Riot or civil commotion

Storm, rainwater or run-off

Theft, burglary or housebreaking


Water or other liquid damage


See other benefits    
Automatic indexation of sums insured

Contents in the open air at the risk address


Continuation of cover when you are selling your buildings


Fusion (burnout of household electrical motors)

Up to $10,000 Landlordís contents cover (only applies when buildings cover only is taken)


Legal liability - cover for legal liability for injury to other people or damage to their property

Mortgage discharge costs


Reinstatement of sum insured after a loss

Removal of debris, professional rebuilding fees and extra costs of complying with building regulations

Rental costs after an insured event

Available under contents cover only when the building is part of a strata title development

Replacement of locks or cylinders

Rainwater tanks and solar power systems


Optional additional covers Show    
Rent Default and Theft by Tenant

Landlord Workers’ Compensation (only available in ACT, WA and TAS)

Flood Cover (subject to eligibility)

   Get quote  Get quote


To review the Key Facts Sheets available for Landlord Buildings and/or Contents cover, click here.



How to claim

You can lodge a claim online 24 hours a day, 7 days a week. You'll receive an immediate confirmation number for your reference and a friendly claims consultant will contact you as soon as possible.

Call 1300 555 013 and a consultant will take you through the claims process. The claims hotline is accessible 24/7.


Small Business First Pty Ltd ABN 15 604 335 104 AR Number 1235256 refers you to the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz) as the insurer’s agent. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement. If you purchase this insurance, we will receive a commission that is a percentage of the premium. After an agreed premium threshold is met, we will also receive a marketing allowance from Allianz for promoting its products. This is calculated as a percentage of the premium on Home, Landlord, Motor, Caravan and Trailer and Commercial insurance policies referred by us to Allianz in the previous 12 month period. We will also receive a percentage of the profit which exceeds the profit threshold on Home (excluding flood), Landlord (excluding flood), Motor and Caravan and Trailer policies referred by us to Allianz (or renewed with Allianz) in each calendar year, provided that the relevant premium threshold is met. Ask us for more details before we provide you with services.

1 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium charged for optional covers, including flood (where relevant).

2 Any online discount offered is applied to our standard rates (excluding optional covers) and is for the first year’s premium only (unless stated otherwise). Other discounts may apply to insurance purchased via other methods.

3 To qualify for the maximum No Claim Bonus of 30%, landlord insurance customers must have had no landlord insurance claims and/or losses in the preceding three years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus.

4 Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction fees may apply.

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