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Check out our exclusive discounts and benefits tailored for small businesses

Motor Insurance

for Small Business First members

Small Business First can refer you to Allianz for Motor Insurance

Benefits of taking out Allianz Comprehensive Motor Insurance through Small Business First:

  • Choose your own repairer
  • 24/7 claims lodgement service
  • Rental car for up to 30 days if your car is stolen ($100 per day limit)
  • Safe driver discount for eligible drivers1,2
 
 

Small Business First can refer you to Allianz for Comprehensive Motor Insurance. Allianz offers a great range of features as well as optional benefits so you can tailor your cover to suit your needs.

Plus, when you buy a new Allianz Comprehensive Motor Insurance policy through Small Business First, you’ll also receive Roadside Assistance for the first 12 months Australia-wide, 24 hours a day, 7 days a week.3

Choice of Motor Insurance Covers

Comprehensive insurance

Third Party Property Damage

The highest level of cover we offer for your vehicle which provides cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

Covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault.

 

Comparison Table

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Motor Insurance Product Disclosure Statement.

 

Comprehensive

Third Party Property Damage

  Get quote Get quote

Key benefits

   

Cover for accidental loss of or damage to your vehicle

New for old replacement of a new vehicle after a total loss, if:

  • you purchased your vehicle new (or as a demonstrator model) from the manufacturer or their dealer; 
  • your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;
  • where relevant, your financier has given its written consent; and
  • a new replacement vehicle is available in Australia.

Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events

Legal liability cover when using a substitute vehicle

Approved legal costs arising from a claim for liability covered by the policy

Cost of emergency repairs after a covered accident – up to $500 for  any one incident

Rental car after theft of your vehicle - $100 per day limit, up to 30 days

Reasonable cost of towing after a covered incident

Temporary cover on replacement vehicle – 14 days

Trailer and caravan cover - $1,000 or market value of the trailer or caravan, whichever is the lesser

Cover for personal items in your vehicle  – up to $1,000 for any one incident

Cover for reasonable additional, emergency accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night – up to $1,000 for any one incident

Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident – up to $500 for any one incident

Lock re-keying / re-coding if the keys to your vehicle are stolen – up to $1,000 for any one incident

Cover for child seat / baby capsule in your vehicle after a covered accident – up to $500 for any one incident

Optional benefits you can add

 

 

Rental car following accident, where available - $100 per day limit, up to 30 days

Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle - 1 replacement and 2 repairs in any period of  insurance

Cover for tools of trade – up to $3,000 for any one incident

Optional excesses you can select to decrease your premium

   

Unnamed driver excess - $2500 any one claim

 

Get quote Get quote

Comprehensive insurance

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Motor Insurance Product Disclosure Statement.

Key benefits Show

Comprehensive 

  Get quote
Cover for accidental loss of or damage to your vehicle

New for old replacement of a new vehicle after a total loss, if:

  • you purchased your vehicle new (or as a demonstrator model) from the manufacturer or their dealer;
  • your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;
  • where relevant, your financier has given its written consent; and
  • a new replacement vehicle is available in Australia.

Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury - up to $20 million for any one event or series of related events

Approved legal costs arising from a claim for liability covered by the policy

Cost of emergency repairs after a covered accident – up to $500 for any one incident

Rental car after theft of your vehicle - $100 per day limit, up to 30 days

Temporary cover on replacement vehicle – 14 days

Reasonable cost of towing after a covered incident

More benefits Show

Comprehensive

  Get quote

Trailer and caravan cover -$1,000 or market value of the trailer or caravan, whichever is the lesser

Cover for personal items in your vehicle - Up to $1,000 for any one incident

Cover for reasonable additional emergency accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night - Up to $1,000 for any one incident

Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident - Up to $500 for any one incident

Legal liability cover when using a substitute vehicle
Lock re-keying / re-coding if the keys to your vehicle are stolen - Up to $1,000 for any one incident
Cover for child seat / baby capsule in your vehicle after a covered accident - Up to $500 for any one incident  

Optional benefits you can add Show

 Comprehensive

  Get quote

Rental car following accident, where available - $100 per day limit, up to 30 days

Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle - 1 replacement and 2 repairs in any period of insurance

Cover for tools of trade - Up to $3,000 for any one incident

Optional excesses you can select to decrease your premium Show

 Comprehensive

  Get quote

Unnamed driver excess - $2500 any one claim

Third Party Property Damage insurance

This is a summary only. For the standard terms, conditions, limits and exclusions of cover, please refer to the Product Disclosure Statement.

Key benefits Show

 

 Third Party Property Damage

  Get quote

Cover for your legal liability for loss or damage to other people’s property and legal liability for supplementary bodily injury – up to $20 million for any one event or series of related events

Legal liability cover when using a substitute vehicle

Approved legal costs arising from a claim for liability covered by the policy

Cover for loss or damage to your vehicle arising from an accident caused by the driver of an uninsured vehicle – up to $5,000, provided that:

  • you did not contribute to the cause of the accident;
  • you can provide the name and address of the person responsible for the accident; and
  • you can provide the registration number of the other vehicle.

 

How to claim

You can lodge a claim online 24 hours a day, 7 days a week. You’ll receive an immediate confirmation number for your reference and a friendly claims consultant will contact you as soon as possible.

Alternatively, you can call any time on 1300 555 013 and a consultant will take you through the claims process.

Disclaimer

Small Business First Pty Ltd ABN 15 604 335 104 AR Number 1235256 refers you to the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708 (Allianz) and provides written general advice only on this insurance as its agent. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision, please consider the Product Disclosure Statement. If you purchase this insurance, we will receive a commission that is a percentage of the premium. After an agreed premium threshold is met, we will also receive a marketing allowance from Allianz for promoting its products. This is calculated as a percentage of the premium on Home, Landlord, Motor, Caravan and Trailer and Commercial insurance policies referred by us to Allianz in the previous 12 month period. We will also receive a percentage of the profit which exceeds the profit threshold on Home (excluding flood), Landlord (excluding flood), Motor and Caravan and Trailer policies referred by us to Allianz (or renewed with Allianz) in each calendar year, provided that the relevant premium threshold is met. Ask us for more details before we provide you with services.

 

1 Minimum premiums may apply. Any discounts / entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts / entitlements. Discounts may not be applied to the premium for optional covers.

 

2 Safe Driver Discount applies to Comprehensive Motor Insurance policies only. Any discount entitlement is determined by the insurance history and driving history of all drivers on the policy and the number of claims made by them. If eligible, the maximum Safe Driver Discount that may be applied on new policies is up to 10%.

 

3 Offer valid for new Allianz Comprehensive Motor Insurance policies purchased through Small Business First. 12 months standard roadside assistance membership is provided by AWP Australia Pty Ltd ABN 52 097 227 177, trading as Allianz Global Assistance. Terms, conditions, exclusions and limitations apply to the offer and the 12 month standard roadside assistance membership, which are available at allianz.com.au/roadside.

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